Last updated: 20 August 2026
These Terms and Conditions explain the rules that apply when you use buytoletmortgages.online.
buytoletmortgages.online is operated by Enzo Sanchez as an individual.
For the purposes of these Terms, references to “we”, “us” and “our” mean Enzo Sanchez, the operator of buytoletmortgages.online.
By using this website or submitting an enquiry through it, you agree to these Terms and Conditions.
buytoletmortgages.online is operated by Enzo Sanchez as a mortgage and property-finance lead-generation and introduction website.
The website is not operated by a mortgage lender, bank or mortgage-advice company.
We do not provide mortgage funds ourselves.
Unless clearly stated otherwise, we do not provide personalised mortgage, financial, legal, tax or investment advice.
Our role is to collect information about your enquiry and, where appropriate, introduce or match you with a mortgage broker, lender, finance provider or other relevant third-party firm that may be able to assist you.
Any mortgage, loan or financial product will be provided by the relevant third party and not by Enzo Sanchez or buytoletmortgages.online.
When you submit an enquiry, we may use the information you provide to identify a suitable company within our panel or network.
Depending on your enquiry, this may include firms dealing with:
Submitting an enquiry does not guarantee that you will qualify for finance or that a lender, broker or adviser will be able to assist you.
Any decision to offer finance, together with the amount, interest rate, fees, term and other conditions, is made by the relevant lender or provider.
Information displayed on buytoletmortgages.online is provided for general information only.
Nothing on the website should be treated as personalised mortgage or financial advice or as a recommendation that a particular lender, mortgage or financial product is suitable for you.
Where regulated mortgage advice is required, this will be provided by an appropriately authorised third-party broker or adviser where applicable.
You should consider your own circumstances carefully before entering into any financial agreement.
Enzo Sanchez operates buytoletmortgages.online as a marketing, lead-generation and introduction service.
Enzo Sanchez is not representing himself as a mortgage lender or as providing regulated mortgage advice through this website.
Where an enquiry relates to regulated financial services, we aim to introduce customers to firms with the appropriate regulatory permissions for the services they provide.
You should check the regulatory status of any lender, broker or adviser you are introduced to before entering into an agreement with them.
Certain buy-to-let, commercial mortgage and property-finance activities may not be regulated by the Financial Conduct Authority.
Consumer buy-to-let and other mortgage activities may be subject to different regulatory requirements depending on the circumstances.
Nothing on this website should be interpreted as suggesting that a product or activity is FCA regulated where it is not.
Where content on this website constitutes a financial promotion, it will only be communicated where permitted under applicable UK law, including where any required approval or exemption applies.
Where necessary, promotional material may be approved by an appropriately authorised firm.
Such approval does not mean that a customer is guaranteed finance or that a particular product will be suitable for them.
When you complete a form on buytoletmortgages.online, we may collect information including:
We use this information primarily to process your enquiry and determine which mortgage broker, lender, adviser or finance provider may be able to assist you.
More information about how personal information is processed should be set out in our Privacy Policy.
By requesting to be matched with a mortgage or finance provider, you understand that information relevant to your enquiry may be shared with one or more selected third parties for the purpose of dealing with your request.
These may include:
A company receiving your enquiry may contact you directly by telephone, email, SMS or another appropriate communication method in relation to your request.
Your information will be handled in accordance with our Privacy Policy and applicable UK data-protection law.
Submitting an enquiry does not automatically mean that you have agreed to receive unrelated marketing communications.
Where separate consent is required for additional marketing by email, SMS, telephone or other electronic means, this should be requested separately.
You may withdraw marketing consent at any time by contacting: enzosanchez1785@gmail.com
Stopping marketing communications does not necessarily prevent us or a third-party partner from contacting you where reasonably necessary to deal with an enquiry you have already requested.
There is normally no separate charge to you for submitting an enquiry through buytoletmortgages.online.
Enzo Sanchez may receive a fee, commission or other commercial payment from a broker, lender or other third-party firm where a customer is introduced to them.
The amount or basis of any payment may vary depending on the partner and type of enquiry.
Where disclosure is required by applicable law or regulation, relevant information about such payments will be provided.
Any introducer payment received does not increase your chances of obtaining finance and does not require a lender or broker to accept your application.
We cannot guarantee that:
Eligibility can depend on factors including income, affordability, credit history, lender criteria, loan-to-value, property type, property value, deposit, intended use and your individual circumstances.
Any rates, repayments, loan amounts, examples, illustrations or calculations displayed on the website are for general guidance unless expressly stated otherwise.
They do not constitute a binding mortgage or finance offer.
Actual rates, repayments, fees and terms may differ once your circumstances have been reviewed by a broker, adviser or lender.
Mortgage products and lending criteria can change without notice.
You should review all documentation supplied by the relevant lender, broker or adviser before proceeding.
You agree that information you submit through the website will, to the best of your knowledge, be accurate, truthful and complete.
You should not deliberately provide false or misleading information.
Incorrect information may prevent a broker or lender from properly assessing your enquiry and may result in an application being declined.
You must be at least 18 years old to submit a mortgage or finance enquiry through this website.
Any broker, adviser, lender or other company you are introduced to is responsible for its own:
Third-party firms may have their own terms and conditions, privacy policies and regulatory disclosures.
Enzo Sanchez and buytoletmortgages.online are not responsible for decisions made by independent lenders, brokers or advisers, including whether they:
An introduction does not create a partnership, agency, employment relationship or joint venture between Enzo Sanchez and the third-party firm.
buytoletmortgages.online may include links to websites operated by other organisations.
These links are provided for convenience or information.
We do not control third-party websites and are not responsible for their content, availability, security or privacy practices.
You should review the relevant terms and privacy policies before providing information through a third-party website.
Taking out a mortgage or secured loan is a significant financial commitment.
Failure to maintain repayments may have serious consequences and could result in the loss of property used as security for the borrowing.
Where required, appropriate regulatory warnings will be displayed alongside relevant mortgage or financial promotions.
You should make sure you understand the costs, risks and contractual obligations before entering into any mortgage or finance agreement.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We aim to keep buytoletmortgages.online accurate, secure and available, but uninterrupted access cannot be guaranteed.
The website may be suspended, withdrawn, restricted or changed where reasonably necessary.
We do not guarantee that the website will always be free from technical errors, viruses or other harmful components.
You are responsible for using appropriate security measures when accessing the internet.
Reasonable steps are taken to keep information on buytoletmortgages.online current.
However, mortgage rates, lender criteria, legislation, regulatory requirements and financial products can change.
We therefore cannot guarantee that every piece of information displayed on the website will always be complete, accurate or current.
Important information should be confirmed directly with the relevant lender, broker, adviser or professional before acting on it.
Nothing in these Terms excludes or limits liability where doing so would be unlawful, including liability for fraud, fraudulent misrepresentation or death or personal injury caused by negligence where applicable.
Subject to applicable law, Enzo Sanchez will not be responsible for losses arising solely from:
Nothing in these Terms affects your statutory rights as a consumer.
Unless stated otherwise, the original content, graphics, design, branding and materials on buytoletmortgages.online belong to Enzo Sanchez or are used with permission.
You may use the website for personal and lawful purposes.
You must not copy, reproduce, distribute, commercially exploit, scrape or republish substantial parts of the website without permission, except where permitted by law.
You must not use this website:
Access may be restricted where there is reasonable cause to believe the website is being misused.
Personal information collected through buytoletmortgages.online is handled in accordance with our Privacy Policy.
The use of cookies and similar technologies should be explained in our Cookie Policy.
Where consent is required for non-essential cookies or similar technologies, users will be provided with an appropriate choice.
If you are unhappy with the lead-generation or introduction service provided through buytoletmortgages.online, please contact:
Enzo Sanchez
Email: enzosanchez1785@gmail.com
Telephone: +44 7723 039512
We will review complaints relating to the operation of the website and our introduction service.
If your complaint relates to mortgage advice, lending, arranging or another service provided by a third-party firm, you may need to contact that firm directly.
Where applicable, the third party's own complaints process and any relevant Financial Ombudsman Service rights will apply.
These Terms may be updated from time to time to reflect changes to:
The latest version will be published on this page together with the applicable revision date.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to apply.
These Terms are governed by the laws of England and Wales.
If you are a consumer, you may also have rights under the laws applying in the part of the United Kingdom where you live.
Any dispute will be dealt with by the courts having jurisdiction under applicable UK law.
For questions about these Terms and Conditions, contact:
Website operator: Enzo Sanchez
Email: enzosanchez1785@gmail.com
Telephone: +44 7723 039512
Website: buytoletmortgages.online